Our Investments

Our investments are made taking into consideration the perpetual nature of our fund.  We balance the need to provide support to our community through grants and loans and the need to grow our capital base back to the inflation adjusted level.  

When times were difficult, during the Global Financial Crisis, our Trust continued to provide grant funding to our community and some of the capital base was used to sustain this level of community support.  Today the Trust continues to re-build the capital base to an optimal level of 10% above the adjusted capital base. 

It’s through our investment returns that we fund our annual granting and our operating costs each year and ideally, we aim to maintain our grants at a relatively consistent level over time.

Our Statement of Investment Policies and Objectives (SIPO) guides trustee's decisions about our investments.

Community Trust South is the sole investor in Invest South a private equity fund based in Invercargill that invests in dynamic businesses who are seeking capital and expertise to fund expansion and growth. Its focus is on partnering with management teams to increase and realise the value of a business.  Our investment in Invest South forms part of our Strategic Plan to support Community Economic Development.